Skip to main content
Sell to buyers in India, get paid in your own currency, abroad. No Indian company, no Indian bank account, no dealing with Indian regulations yourself. Your buyer pays in rupees, the way they always do. We handle the compliance and send you the money.

​
What you can collect for

Every payment has a purpose code that says what the money is for. The purpose code decides who is allowed to pay, which documents you need, and what tax applies.

Education fees

Tuition and other education fees, paid by an individual in India under the Liberalised Remittance Scheme. Purpose codes S0305 and S1107.

Travel

Travel, medical treatment and pilgrimage, paid by an individual in India under the Liberalised Remittance Scheme. Purpose codes S0306, S0301, S0304 and S0303.

B2B Services

Consulting, software, accounting and other services bought by an Indian business from an overseas one. Purpose code depends on the service.

B2C

Cross-border e-commerce, digital goods, and SaaS subscriptions bought by an individual in India. Purpose codes S0101 and S0802.
Your account is enabled for specific purpose codes. If you want to collect for something not listed here, get in touch — we will tell you what it takes.

​
Why EximPe

No Indian entity needed

Collect in India without registering a company or opening a bank account there.

Compliance handled

We enforce the purpose codes, limits, tax, and paperwork on every payment.

Paid in your currency

Rupees in, your currency out, to your own bank abroad.

Integrate your way

Build it into your own product, or hand the buyer to a page we host.

​
The rules you are working within

EximPe is licensed by the RBI as a Payment Aggregator – Cross Border (PA-CB). A partner bank makes the actual transfer abroad. Four things shape what you can build:
  • ₹25,00,000 is the most one payment can be.
  • Every payment needs a purpose code, from the set your account is enabled for.
  • Every payment needs documents. Which ones depends on the purpose code.
  • Some payments attract tax at source. For education, tax starts only after the buyer has sent ₹10,00,000 abroad in a financial year.
Unfamiliar with any of the Indian terms — ₹10,00,000, lakh, NEFT, PAN, TCS? The Glossary defines every one this guide uses.
Next: Steps to Integrate sets up your account. Collection Overview shows how a payment works end to end.